||Features and/or Approximate Term*
||Annual Percentage Rate (APR)
|up to 24 months for $500-$2,500
||as low as 10.74% APR**
|36 months for $2,501-$10,000
||as low as 8.74% APR**
|60 months for $10,001 or more
||as low as 6.74% APR**
|Personal Line of Credit
||Also utilized as an Overdraft Line of Credit
||as low as 12.00% APR**
These rates were last reviewed and/or updated on 12/19/14.
*The approximate term used to calculate payments for the Credit Union's loan products. Loan approval and approved Annual Percentage Rate (APR) are based on credit worthiness. **Advertised APR includes a 0.25% rate reduction for automatic draft. Advertised rates are subject to change without notice. Contact a Carolina Trust loan specialist for more details. Financing Example: A personal loan of $10,000 at 6.74% APR for a term of 60 months would result in a monthly payment of approximately $197.