|
Available Terms and Required Minimum Balance |
Traditional Savings Account
Provides the security you desire and a competitive dividend rate is paid monthly. Members who have only a savings account should maintain a minimum balance of $100 to earn dividends and avoid fees. Statements are issued quarterly to savings-only members. |
$25 Required Minimum |
Fixed Rate Certificates
The fixed dividend rate increases with a longer term commitment. Certificates are subject to penalty for early withdrawal. |
Available Terms: 3 - 60 Months and $250 Required Minimum |
IRA Fixed Rate Certificates
For retirement savers. The fixed dividend rate increases with a longer term commitment. Certificates are subject to penalty for early withdrawal. |
Available Terms: 6 - 60 Months and $250 Required Minimum |
Variable Rate Certificates* - Regular and IRA
The dividend rate on this certificate may vary depending on the market, and members have the option to add funds to this certificate as often as they prefer. |
Available Term: 18 Months and $250 Required Minimum |
IRA Savings - Traditional and Roth
This retirement savings account offers tax benefits*. Click for more details. |
$5 Required Minimum |
Money Builder Certificate
For the beginning saver. Monthly deposits are required by payroll deduction, ACH, or direct deposit. The maximum balance is $500. |
Available Term: 12 Months and $100 Required Minimum |
Goal Club Youth Account
A fun way for children age 17 and younger to learn financial responsibility, practice good savings habits, and save for their futures. A parent or legal guardian is required to sign on any Goal Club account. Click for more details. |
$25 Required Minimum |
Christmas Club
This is a wonderful way to save for holiday expenses year round. Funds transfer to your checking or savings account on November 1st. |
$5 Required Minimum |
Educational Savings Account (ESA)
This is an educational savings account offering tax benefits*. |
$5 Required Minimum |
Health Savings Account (HSA)
This account supplements qualifying high deductible health plans and allows tax-free withdrawals for plan-approved medical expenses not covered until the high deductible has been met*. HSA balances roll over each year and do not rely on employer contributions. Click for more details. |
$5 Required Minimum |
