Mailing Address: PO Box 780004, Myrtle Beach, SC 29578-7804
Phone: (843) 448-2133 / Hours & Locations / Contact Us
Lost or Stolen Cards: Debit: 1-888-918-7810 and Credit: 1-800-654-7728

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Branches and ATMs
Carolina Trust Branch and ATM Locations        

Myrtle Beach
1010 21st Avenue North
PO Box 780004
Myrtle Beach, SC 29578-7804
(beside SC DMV)

4254 Holmestown Road
RASCIL Deposit-Taking ATM
PO Box 31588
Myrtle Beach, SC 29588
(across from The Gates)

Surfside Beach
1610-C Hwy. 17 Business South
Surfside Beach, SC 29575
(at Bi-Lo Shopping Center)

2518 Main Street
PO Box 947
Conway, SC 29528
(beside Horry County Police Department)

422 North Georgetown Hwy.
PO Box 808
Johnsonville, SC 29555
(across from Post Office)

Lake City
219 West Main Street
Lake City, SC 29560
(across from Post Office)
Lobby Hours
8:30 AM - 5 PM

Drive Thru Hours
8 AM - 5 PM

Friday Drive Thru
8 AM - 6 PM

Free Shared Branching Network Carolina Trust ATM Only Locations Surcharge-Free CO-OP ATM Locations
Click above to locate shared branching locations.
Enter the destination and a list of participating credit unions will appear with contact information.

Carolina Trust and other participating credit unions belong to the national shared branching network. This enables Carolina Trust members to conduct financial transactions from numerous credit union locations just as you would your hometown Carolina Trust branch.

Coastal Shopping Centre

1610 Church Street (Highway 501)

Coastal Carolina University
RASCIL Deposit-Taking ATM
105 Chanticleer Drive
(by Student Center)

Carolina Forest, Myrtle Beach RASCIL Deposit-Taking ATM
269 Carolina Forest Boulevard
(near Post Office)

Gator Hole Plaza
North Myrtle Beach

542 Highway 17 North

Click above to locate a CO-OP ATM. Enter the destination and a list of participating ATMs will appear.

If a Carolina Trust ATM is unavailable, then you can usually find a surcharge-free CO-OP ATM nearby. The CO-OP ATM Network provides surcharge-free ATM access to over 25,000 ATMs nationwide in restaurants and retail stores.

If using a CO-OP ATM at participating 7-Eleven® retailers, select “ATM” when given the option before making your transaction.

More About Surcharge-Free CO-OP ATMs:

If traveling for work or vacationing, don't forget about CO-OP ATMs when you need cash.  Carolina Trust is a member of the CO-OP ATM Network, which means our members may use any CO-OP ATM surcharge-free.  

Surcharge-free means the ATM owner (like a Bass Pro Shop, 7-11, Pantry, or other credit union) will not charge a fee to use their CO-OP ATM.  The only fee assessed is a $1 foreign ATM fee to cover the transaction made at a non-Carolina Trust ATM.

The CO-OP ATM Network provides surcharge-free ATM access to over 25,000 ATMs nationwide in restaurants and retail stores.  To find a CO-OP ATM, click here and enter the destination for a list of participating ATMs.

More About Free Shared Branching:
  • How do members conduct business at shared branches? Shared branches are linked with Carolina Trust electronically to give members direct access to their Carolina Trust accounts.
  • What basic transactions can be performed at a shared branch? Deposits, withdrawals, transferring funds between accounts, loan payments, and credit card and line of credit advances. Statements consisting of your last ten posted transactions may also be printed. Money orders and travelers’ checks may be purchased. A check may be deposited with appropriate hold. A withdrawal may be made after the hold has expired.
  • What information must members provide to complete a transaction? A shared branch will need your name, a picture ID, the name of the credit union to where you belong, and your account number.

Back to Free & Convenient Access

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Please Note: When you access an external third-party site via a "live link" on the Carolina Trust website, the Credit Union in no way assumes any responsibility or liability for the information contained therein nor does the Credit Union warrant the products and services offered to the viewer. Additionally, privacy and security policies of alternate sites may differ from those practiced by Carolina Trust.

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