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Carolina Trust Federal Credit Union provides cost effective insurance options through trusted brokers. Whether you're interested in long-term care insurance or competitively priced auto insurance, we've got you covered! 

  • Auto & Homeowners Insurance
    Credit Union members could receive special discounts on auto insurance.  Mechanical Repair and GAP (Guaranteed Auto Protection) Insurance are also available for used vehicles.  Homeowners Insurance is available for single-family homes, condominiums, rental units, mobile homes and seasonal vacation homes.

    Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection.  You can enjoy discounted rates combined with online convenience and 24/7 claims service. Get your free quote today or call 1-855-483-2149.

auto insurance

homeowners insurance
  • Health Insurance
    The Affordable Care Act means nearly every American must have health insurance.  If your employer doesn’t offer a plan, if you don’t qualify for Medicaid and you’re not yet eligible for Medicare, you’ll likely need to purchase a health insurance plan on your own.  The TruStage Health Insurance Program can help. You can easily compare health insurance plans from multiple carriers, get quotes, receive expert advice and purchase coverage that makes sense. You can also determine whether you qualify for financial assistance.

health insurance
  • Credit Life
    Pays insured loan balance up to coverage maximum in the event of a borrower death.  An unexpected disability or death can affect a member's household income level, making financial commitments difficult to meet.  The average amount of life insurance needed is three to six times a person's annual income. Some things life insurance should cover are funeral expenses, income replacement, loan payoffs, and routine living expenses. MEMBER'S CHOICE Credit Life is available on Carolina Trust vehicle loans, home loans, home equity loans, personal loans and credit card balances*.  
    *Maximum coverage limit for Credit Life is $50,000 per loan.

  • Credit Disability
    Pays monthly loan amount while member is disabled.  MEMBER'S CHOICE Credit Disability is available on Carolina Trust vehicle loans, home loans, home equity loans, personal loans and credit card balances*.  
    *Maximum coverage limit for Credit Disability is $50,000 per loan.
  • Accidental Death & Dismemberment (AD&D) Coverage
    Carolina Trust offers members $1,000 in free Accidental Death and Dismemberment (AD&D) coverage! We pay the premiums.  This complimentary insurance is available to all members age 18 and older.  In addition to the $1,000 no-cost offer, members are eligible to purchase up to $300,000 in additional AD&D coverage at low group rates.  There are no medical exams or lengthy health questionnaires to qualify for this insurance.  This important Credit Union provided coverage is a wonderful way to help add more security for your family when they need it most.

accidental death insurance
  • Whole Life Insurance
    Offered to members ages 50-75.

whole life insurance

Plus, you can earn additional Member Reward points by adding Credit Life, Credit Disability, Mechanical Repair Coverage or GAP insurance to your loan account!


verify insurance


TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.  The TruStage™ Health Insurance Program is made available through TruStage Insurance Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates in all states with the exception of Massachusetts, Hawaii, Vermont and Rhode Island. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

Please Note: Securities, non-deposit investments and insurance products sold through licensed third-party providers advertised on this site are not federally insured by the National Credit Union Administration (NCUA).  They may involve investment risk, may lose value, and they are not underwritten or guaranteed by the Credit Union.  Similar products may be purchased from an agent or company of your choice.  CUNA Brokerage Services, Inc. and MEMBERS CHOICE are registered broker/dealers in all fifty states of the United States of America.  The information described above is not a policy or contract of insurance.  Contact the third-party provider or refer to policy for full details, limits and restrictions.

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© 2014 Carolina Trust Federal Credit Union | PO Box 780004 | Myrtle Beach, SC 29578-7804 | 843.448.2133
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