Mailing Address: PO Box 780004, Myrtle Beach, SC 29578-7804
Phone: (843) 448-2133 / Hours & Locations / Contact Us
Lost or Stolen Cards: Debit: 1-888-918-7810 and Credit: 1-800-654-7728

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Carolina Trust understands your time is valuable. So when it comes to lending, we are committed to keeping the process convenient and efficient. Members may apply online, over the phone, or in person at any of our branch locations. We are eager to provide you with the most affordable interest rate possible and a manageable monthly payment. We hope you will consider Carolina Trust for all of your lending needs:

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Understand how your credit score impacts your credit standing and correct any inaccuracies. Click on Credit Report Review for details.
Credit Report Review
Online Insurance Verification - Click here if you've been asked to verify your auto insurance coverage on a Carolina Trust loan.

Click on Member Rewards for details about how you may use your existing points to discount a new vehicle or personal loan or gain additional points when receiving qualifying loans. You'll also discover how you can earn additional Member Reward Points by adding Credit Disability, Credit Life, GAP, and Mechanical Repair coverage to certain loan accounts.

Non-members may apply for a Carolina Trust loan, but before the loan can be funded, the borrower must join the Credit Union.

Carolina Trust Federal Credit Union provides cost effective insurance options for members through CUNA Mutual and Allied Solutions. If you're looking for competitively priced auto, home, and other insurance products, contact Carolina Trust or visit Insuring & Investing for more details.

Please Note: Securities, non-deposit investments and insurance products sold through licensed third party providers advertised on this site are not federally insured by the National Credit Union Administration (NCUA). They may involve investment risk, may lose value, and they are not underwritten or guaranteed by the Credit Union. Similar products may be purchased from an agent or company of your choice. CUNA Brokerage Services, Inc. and Allied Solutions, LLC are registered broker/dealers in all fifty states of the United States of America. Contact the third party provider or refer to policy for full details, limits and restrictions.

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Please Note: When you access an external third-party site via a "live link" on the Carolina Trust website, the Credit Union in no way assumes any responsibility or liability for the information contained therein nor does the Credit Union warrant the products and services offered to the viewer. Additionally, privacy and security policies of alternate sites may differ from those practiced by Carolina Trust.

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