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A green way to lend.

We’re always finding ways to help the community. With the Energy Smart Loan, we’ve found a way to help you… help the planet. If you’re looking to update your home’s system to an energy efficient one, this loan can finance your improvements.

Make positive impacts on our environment.

Energy efficient home systems like HVAC, hot water tanks, gas conversions and solar panels can get pricey. An Energy Smart Loan from Carolina Trust makes paying for any residential energy efficient investment more affordable! With low rates and flexible terms, you’ll help make your home’s energy bill and carbon footprint smaller.

    • Borrow up to $10,000
    • Low loan rates*
    • No pre-payment penalty
    • Low or no fees
    • 48 or 72 month terms

*Loan approval and approved Annual Percentage Rate subject to credit worthiness.

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