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The Holidays Are Over, Gift Yourself!

You just shopped for everyone else, now it's time to gift yourself! ! For a limited time, receive a $100 statement credit when you transfer a $1,500 balance to a Carolina Trust VISA® credit card*.

Carolina Trust VISA® credit cards have no annual fee and no balance transfer fee! Plus, you’ll receive the same low rate on purchases and cash advances. Ask how VISA® Platinum cardholders can earn travel or merchandise reward points with every purchase!

Contact your Credit Union today for a low rate, consumer friendly VISA® credit card. Call 843.448.2133, ext. 2 or apply online.   

*Credit card balance transfer must be at least $1,500 from a third party creditor to receive a $100 statement credit.  Statement credit limited time offer; subject to change without notice. Loan approval and Annual Percentage Rate subject to credit worthiness. A credit card may not be issued to consumers younger than age 21 unless the written application includes: (i) an individual cosigner age 21 or older; or (ii) consumer submission of financial information indicating an independent means of repaying any credit obtained. Annual fee for business credit card waived first year only. Membership open to community; not required to apply for loan but required prior to funding. Certain restrictions apply. Contact Credit Union for more information.


If you're recovering from extra holiday expenses, money can be tight. To help provide some relief, you may choose to skip your Carolina Trust vehicle or personal loan payment during January 2017 for just $25.00*.  Interest will continue to accrue on a skipped loan payment and other eligibility restrictions may apply.  Contact Carolina Trust for all the details. 

*Mortgage loans, home equity loans, previously modified loans, and VISA® credit card payments are excluded.  A payment cannot have been skipped on an eligible loan within the past 12 months.  The loan cannot have been delinquent in the past 12 months, and eligible loans must be opened for at least six months.  The $25 fee must be received before payment date will be changed.  Other restrictions may apply.


Key Scholarship Now Available

Carolina Trust Federal Credit Union and HTC, Inc.  have partnered to offer scholarship awards to two graduating high school seniors within Horry, Georgetown, Marion, Williamsburg, or the southern part of Florence County. Two $1,000 scholarships will be awarded to two rising college freshmen attending either Coastal Carolina University or Francis Marion University for their four-year degree. The scholarships may be renewed for three consecutive years in the amount of $500 per year should the award recipients continue to meet qualifying criteria. The total scholarship amount each student may receive over a four-year period is $2,500. 

Application packets will be distributed to high school guidance counselors and will include applicant eligibility requirements, an application form, and two letters of reference forms. All materials must be postmarked by February 28, 2017 and should be directed to:

ATTN: Key Scholarship Committee
PO Box 8941
Myrtle Beach, SC 29578

The two scholarship recipients for the 2017-2018 academic year will be announced in May 2017.

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