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Enjoy the Ride

You’ve spent countless hours researching and selecting the perfect car, now it’s time for you to enjoy the ride! For a limited time, drive away with a new or used auto loan from Carolina Trust and defer your first payment for 90 days*.

Plus, auto loan rates are as low as 1.99% APR** for new and used vehicles up to 60 months for qualifying loans. Carolina Trust offers the same low loan rates for new and used vehicles up to seven model years old and competitive rates for used vehicles older than seven model years.


Carolina Trust also offers these great vehicle loan discount options to help you get the lowest rate possible:

  • 0.25% rate reduction for having your monthly vehicle loan payment automatically drafted**.
  • 0.50% APR Green Auto Loan discount if you choose a U.S. Government EPA designated SmartWay® eco-friendly vehicle. Lots of cars qualify not just hybrids and small cars**.

Enjoy your new ride and use that extra cash for your next road trip! 

*Limited time 90-day deferral based on qualifying terms. Auto loan must be a minimum $10,000 loan purchase or refinance for a 60 month term. First payment deferral is optional. If you defer your first payment, your monthly interest payment may be higher than non-deferred payments. Interest charges will continue to accrue at the agreed rate stated in loan agreement. **Loan approval and Annual Percentage Rate (APR) subject to credit worthiness. Advertised APR includes a 0.25% rate reduction for automatic draft and a 1% rate reduction contingent on 20% down payment. Financing Example: An auto loan of $10,000 at 1.99% APR for a term of 60 months would result in a monthly payment of approximately $175.81. The 0.50% Green Auto Loan rate discount is applicable for SmartWay® certified autos five years old or newer. Green Auto and promotional loans must originate at CTFCU to qualify for advertised incentive. Approved auto loan rate will not be lower than 1.99% APR, including applicable discount(s). Existing CTFCU loans and third party loans financed on behalf of CTFCU, including dealer financed loans, are not eligible for refinance. Certain restrictions apply. See Credit Union for details. Federally insured by NCUA.

Give A Hoot About Saving Youth Promotion

April is an exciting month for YOUth at Carolina Trust! We're celebrating two exciting events: National Credit Union Youth Month and National Financial Literacy Month and will be awarding youth and community schools over $1,500! 

"Give A Hoot About Saving" for a chance to win $100 for you plus have $500 donated to your school*! All savers are wise, but every saver is unique. What kind of saver are you? Pick one word that describes what type of saver you are and explain why in 150 words or less*.

One (1) youth will win from each of the following age categories: 5-9, 10-13, and 14-17 and their respective schools will also win!  All entries must be received or postmarked by April 28, 2017 to qualify. Entries should be mailed to:

Carolina Trust Federal Credit Union
Attn: Lindsey Campbell
PO Box 780004     
Myrtle Beach, SC 29578-7804

The winners will be announced and prizes awarded in May 2017. For more information, click here to see the Official Contest Rules.

 Surprised Saver:  Wide-Eyed Saver:  Scholarly Saver:  Adorable Saver:  Impassive Saver:  Happy Saver:
 Startled by how
quickly savings
adds up
 Never misses an
opportunity to 
Knows return on 
investments to the
tenth decimal place
 Has two savings
accounts nicknamed
"Sugar" & "Sunshine"
 Calm and cool
knowing savings
is growing
 Smiles whether it's
a penny or $100 - as
long as it's savings


*No purchase necessary to enter or win. Must be 17 years of age or younger to participate. Limit one entry per participant; one winner per school. Other restrictions apply. Federally insured by NCUA.


World's Finest Chocolate Sold Here

american heart association fundraiserChocolate lovers, make sure you get your chocolate fix the next time you visit your Credit Union branch. Choose from Milk Chocolate, Milk Chocolate with Almonds, Caramel, Crisp and Dark Chocolate with Almonds.

Each bar sells for $1.00, and proceeds go to the Coastal Carolina March of Dimes. Carolina Trust will have a team at the March for Babies on Saturday, April 29. Contact the March of Dimes at 843.488.3463 or visit their website to find out how you can register a team or donate for the cause.





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