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Current News & Events

Equifax Data Breach

Recently, Equifax reported a breach that occurred mid-May through July 2017 impacting approximately 143 million U.S. consumers. According to the Equifax website, the information accessed primarily includes names, Social Security Numbers, birth dates, addresses and some driver’s license numbers. Additionally, the credit card numbers for approximately 209,000 U.S. consumers were illegally accessed. You can read more about the Equifax breach on their website.

Carolina Trust is unaware of any fraud specifically related to the Equifax breach involving your Carolina Trust credit and/or debit card. We will continue to monitor the situation and reach out to you if fraud is identified on your account. As a reminder, if fraudulent activity occurs on your account related to a known breach, you bear zero responsibility as long as you report the suspicious activity to the Credit Union within 60 days from your statement delivery date. Routine monitoring is key to protecting your personal financial information. Carolina Trust provides several free methods of secure account access so you can quickly identify suspicious activity:

  • Review your monthly financial and credit card statements for any unauthorized charges and immediately report any suspicious activity to the issuing financial institution.

  • If you recently changed your phone number(s), mailing address or email address, please contact Carolina Trust so we can update our records. If we suspect that fraud may have occurred on your account, we want to communicate with you as soon as possible.

  • Sign up for eStatements. Receiving your statement via our free eStatement service is more secure than having a paper statement delivered by mail. Our online eStatements require accountholders to go through multiple layers of identity authentication, whereas stolen or misdirected mail is often an easy target for identity thieves. Also, report any lost or stolen debit or credit cards immediately (after Credit Union hours for Debit: 1-888-918-7810 and Credit: 1-800-654-7728).

  • Routinely view your account through our free and secure online and mobile banking services. Account transactions are posted real-time, allowing you to immediately review withdrawals and deposits. You may also access your VISA® credit card account through online banking at

  • Within online banking, establish free Account eAlerts and VISA® Purchase Alerts to notify you via email and/or text message if certain transactions are made on your account. For example, the Automated Withdrawal eAlert notifies you if funds are automatically withdrawn from your account (as in the case of an ACH payment). The Large Withdrawal alert allows you to specify the minimum dollar amount that should trigger an e-notice. Electronic alerts are not only free and convenient, but many are also customizable and provide real-time notice.

  • For helpful articles regarding ways to protect your identity, visit free education and security training for computer and Internet users.

  • As a matter of healthy account maintenance, take advantage of free annual credit reports from any or all three of the major credit reporting bureaus. Each bureau will provide you with a free copy of your credit report, at your request, once every 12 months. You may receive them all at once or stagger the reports over a 12-month period.

Carolina Trust also offers affordable ways to monitor and protect your identity through DELUXE Provent’s ID Theft and Fraud Protection services. If you have any questions about the security of your account, please contact your Credit Union at 843.448.2133, ext. 3. Your peace of mind is important to us.


October Member Appreciation Events

Celebrate International Credit Union Day with Carolina Trust and more than 56,000 credit unions around the world as they celebrate the philosophy and achievements of the credit union movement. This year's ICU Day theme is "Dreams Thrive Here," a celebration of how credit unions help people achieve their biggest goals in life. This is because, unlike other financial institutions, credit unions are not-for-profit, so their primary purpose isn't to score record profits in order to cut distant shareholders bigger dividends checks. Rather, the primary purpose is-and always has been-to be of service to their members. That means you. 

To celebrate the people-first philosophy, Carolina Trust will offer free shredding* at our Horry County branch locations.

Date Branch Location Time
Wednesday, October 18 Surfside Beach - 1610 Hwy 17 S 9:00am - 11:00am
  Myrtle Beach - 4254 Holmestown Rd 1:00pm - 3:00pm
Thursday, October 19 Little River - 1602 Hwy 17 9:00am - 11:00am
Friday, October 20 Conway - 2518 Main St 9:00am - 11:00am
  Myrtle Beach - 1010 21st Ave N 1:00pm - 3:00pm







 *Limit to 3 bags or boxes per person. 

Updated 07/27/17

Key Scholarship Now Available

key scholarship

Carolina Trust Federal Credit Union and HTC, Inc.  have partnered to offer scholarship awards to two graduating high school seniors within Horry, Georgetown, Marion, Williamsburg, or the southern part of Florence County. Two $1,000 scholarships will be awarded to two rising college freshmen attending either Coastal Carolina University or Francis Marion University for their four-year degree. The scholarships may be renewed for three consecutive years in the amount of $500 per year should the award recipients continue to meet qualifying criteria. The total scholarship amount each student may receive over a four-year period is $2,500. 

Application packets will be distributed to high school guidance counselors and will include applicant eligibility requirements, an application form, and two letters of reference forms. All materials must be postmarked by February 28, 2018 and should be directed to:

ATTN: Key Scholarship Committee
PO Box 8941
Myrtle Beach, SC 29578

The two scholarship recipients for the 2018-2019 academic year will be announced in May 2018.

CCU Coin-Toss Kid Sweepstakes



Game Date Game Last Day to Enter Drawing Drawing Date
Saturday, September 2 @ 7pm University of Massachusetts Wednesday, August 23 Thursday, August 24
Saturday, September 23 @ 6:30pm Western Illinois Wednesday, September 13 Thursday, September 14
Saturday, October 7 @ TBA Georgia State Wednesday, September 27 Thursday, September 28
Saturday, October 28 @ TBA Texas State Wednesday, October 18 Thursday, October 19
Saturday, November 11 @ TBA Troy Wednesday, November 1 Thursday, November 2
Saturday, December 2 @ TBA Georgia Southern Monday, November 20 Tuesday, November 21


CCU Coin-Toss Kid Winners


*No purchase necessary to enter or win. Must be age 5-13 to participate. All eligible entries, as provided in the Official Contest Rules, must be received August 1, 2017 through November 20, 2017. An authorized adult or guardian must accompany each winner to the game. Winners must have verifiable parental or guardian permission to enter. Limit one (1) entry on behalf of each child during sweepstakes period. Entry in this promotion or acceptance of any prize constitutes acceptance of the Official Contest Rules. Contact Credit Union for more details. Federally insured by NCUA.

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