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We're Celebrating 60 Years!

Can you believe we're celebrating 60 years of service?! Carolina Trust was formed to serve military personnel by providing a lower-cost banking alternative. Today, your Credit Union serves approximately 40,000 member-owners nationwide delivering consumer-friendly vehicle loans, no-fee checking, low-rate credit cards, lifestyle mortgage loans, business services and convenient options like mobile deposit and shared branching. For 6 decades, we have committed to being a better way of banking for our members who place their trust in us. It's not a commitment we take lightly, and we look forward to celebrating many more milestones together! 




In celebration of this milestone we’re offering a special limited time anniversary loan!

Get a Personal Loan at Carolina Trust and Postpone Your First Loan Payment For 60 DAYS* 

Personal Loan Rates As Low As 9.70% APR**! 

*First payment deferral is optional. If you defer your first payment, your monthly interest payment may be higher than non-deferred payments. **Loan approval and approved Annual Percentage Rate (APR) are subject to credit worthiness. Advertised APR includes a 0.25% rate reduction for automatic draft. Additional discounts may apply. Advertised rates are subject to change without notice. Financing Example: A personal loan of $10,000 at 9.70% APR for a term of 60 months would result in a monthly payment of approximately $211. Limited time offer. Certain restrictions apply. 




2018 Annual Meeting | Thursday, April 26 at 3:00pm | 1010 21st Avenue North
We hope you can join us to learn more about the state of your credit union.
Enjoy free refreshments and giveaways*! 

 *While supplies last.


Check back for a schedule of member appreciation events! 




Updated: February 13 @ 10:30am

I'm A Buddy, Not A Bully

Key Scholarship Now Available

key scholarship

Carolina Trust Federal Credit Union and HTC, Inc.  have partnered to offer scholarship awards to two graduating high school seniors within Horry, Georgetown, Marion, Williamsburg, or the southern part of Florence County. Two $1,000 scholarships will be awarded to two rising college freshmen attending either Coastal Carolina University or Francis Marion University for their four-year degree. The scholarships may be renewed for three consecutive years in the amount of $500 per year should the award recipients continue to meet qualifying criteria. The total scholarship amount each student may receive over a four-year period is $2,500. 

Application packets will be distributed to high school guidance counselors and will include applicant eligibility requirements, an application form, and two letters of reference forms. All materials must be postmarked by February 28, 2018 and should be directed to:

ATTN: Key Scholarship Committee
PO Box 8941
Myrtle Beach, SC 29578

The two scholarship recipients for the 2018-2019 academic year will be announced in May 2018.

In the Community

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© 2018 Carolina Trust Federal Credit Union | PO Box 780004 | Myrtle Beach, SC 29578-7804 | 843.448.2133

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