Online Banking Access

Current News & Events

We're Celebrating 60 Years!

Can you believe we're celebrating 60 years of service?! Carolina Trust was formed to serve military personnel by providing a lower-cost banking alternative. Today, your Credit Union serves approximately 40,000 member-owners nationwide delivering consumer-friendly vehicle loans, no-fee checking, low-rate credit cards, lifestyle mortgage loans, business services and convenient options like mobile deposit and shared branching. For 6 decades, we have committed to being a better way of banking for our members who place their trust in us. It's not a commitment we take lightly, and we look forward to celebrating many more milestones together! 




In celebration of this milestone we’re offering a special limited time anniversary loan!

Get a Personal Loan at Carolina Trust and Postpone Your First Loan Payment For 60 DAYS* 

Personal Loan Rates As Low As 9.70% APR**! 

*First payment deferral is optional. If you defer your first payment, your monthly interest payment may be higher than non-deferred payments. **Loan approval and approved Annual Percentage Rate (APR) are subject to credit worthiness. Advertised APR includes a 0.25% rate reduction for automatic draft. Additional discounts may apply. Advertised rates are subject to change without notice. Financing Example: A personal loan of $10,000 at 9.70% APR for a term of 60 months would result in a monthly payment of approximately $211. Limited time offer. Certain restrictions apply. 



Check back for a schedule of member appreciation events! 




Updated: April 26 @ 5:30pm

The Science of Saving Youth Promotion

April is all about YOUth! 

Celebrate National Financial Literacy Month and National Credit Union Month with us in April!

Beginning April 2, we're inviting youth ages 17 and under to discover The Science of Saving with Carolina Trust! The Science of Saving is all about developing healthy saving habits and learning how to responsibly manage your personal finances.

Goal Club accountholders who deposit $60 or more into their Goal Club youth account during April 2 - April 30 will automatically qualify for a chance to win a grand prize of a $50 savings deposit and 2 tickets to ! Two winners will each receive a $60 savings deposit. 

Three (3) participants will be randomly selected. All entries must be received by 5:00 PM EST on April 30, 2018 to qualify.

Any deposit made during the month of April will also automatically enter you for a chance to win a $100 grand prize from the Credit Union National Association (CUNA) National Youth Savings Challenge!

The winners will be announced and prizes awarded in May 2018. 

click for mortgage calculator click to view home mortgage disclosure act notice 




In the Community

Click HERE to view our list of Community Events and Press Releases!

Home | Contact Us | Locations | Careers | Rates | Important Disclosures & Forms |HMDA |Accessibility Statement | Site Map | Assistance
© 2018 Carolina Trust Federal Credit Union | PO Box 780004 | Myrtle Beach, SC 29578-7804 | 843.448.2133

national credit union administrationshared branches

Equal Housing Lender