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Annual Meeting on Thursday, April 23rd, 2020

The 2020 Annual Meeting for Carolina Trust Federal Credit Union members will be held Thursday, April 23, 2020 at 3:00pm in our Myrtle Beach branch located

at 1010 21st Avenue North.

The Nominating Committee has selected individuals from the Carolina Trust membership as nominees for Board of Director vacancies based on their qualifications and willingness to serve. Click here for more information about the annual meeting, descriptions of each nominee and nomination eligibility. We hope you’ll join us to learn more about the state of your Credit Union.

Key Scholarship

Carolina Trust Federal Credit Union and HTC, Inc. have partnered to offer scholarship awards to two graduating high school seniors within Horry, Georgetown, Marion, Williamsburg, or the  southern part of Florence  County. Two

$1,000 scholarships will be awarded to two rising college freshmen attending either Coastal Carolina University or Francis Marion University for their four-year degree. The scholarships may be renewed for three consecutive years in the amount of $500 per year should the award recipients continue to meet qualifying criteria. The total scholarship amount each student may receive over a four-year period is $2,500. All materials must be postmarked by February 28, 2020.


The two scholarship recipients for the 2020-2021 academic year will be announced in May 2020.

CTFCU Is Here For You

Coastal Carolina University Transfer Orientation

Carolina Trust employees had a great time meeting the new students who  are transferring  in to Coastal Carolina University, at Transfer Orientation Day.

Fred Nesta’s Angel Tree Program

Carolina Trust was proud to partner with Horry County Sheriff’s Office and KingOne Properties International, to assist Fred Nesta’s Angel Tree Program this recent holiday season. As part of our partnership, we accepted gift cards and monetary donations for the program at all of our branches.

Carolina Trust also donated gift cards to the program, which  were  used  to  purchase bicycles for 20 children in the Loris Head Start Program. For more information on the  program and its benefits, please visit to-make-sure-all-children-in-horry-county-have-gifts-to-open-on-christmas/

Lunch Balance Pay Off

Carolina Trust was proud to join Bistro 90 in their recent Lunch Program Initiative. Together, we cleared the outstanding lunch balances at Riverside Elementary School and North Myrtle Beach Middle School.

News and Updates

In-School Banking

Carolina Trust representatives will be at River Oaks Elementary School on Wednesday, February 5th from 7:00am-7:30am to collect in-school banking deposits from Carolina Trust Goal Club Account Holders.

Free Webinar- Are You Financially Healthy

Financial health is about so  much  more than your credit score. True financial health is based on four key components: Spend, Save, Borrow, and Plan. In this engaging webinar, you’ll also get a chance to confidentially determine your own Financial Health Score and the steps you can take to improve that score

January Skip-A-Pay*

If you’re recovering from extra holiday expenses, money can be tight.

To help provide some relief, you may choose to skip your Carolina Trust vehicle or personal loan payment during January for just $25.00.*

Interest will continue to accrue on a skipped loan payment and other eligibility restrictions apply.*

Interested? Visit your local branch or call member service at 843.448.2133 today.

*Modified loans, Lines of Credit, Mortgage Loans, Home Equity Loan/LOC, previously modified loan and VISA Credit Card payments are excluded. The loan must not have been delinquent in the past twelve months and must be open for at least 6 months. The $25 fee must be received before payment date will be changed. Other restrictions may apply.

Branch Location Updates

We will be closed on Monday, February 17th in observance of Presidents’ Day.

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