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We make re-establishing credit possible.

Credit is important, which is why we help our members bounce back from credit setbacks or establish new credit for a great financial start.

You’ve got to start somewhere.

Visa Secured is a solution to help you establish good credit or rebuild it from past mismanagement. How we do it is simple. The approved credit line is secured by what you have on deposit in your Share Savings account. As a bonus, you still earn dividends on your savings balance. Secure your credit-ability and pave the way for a future credit history you want to have. Apply today.

  • $30 annual fee*
  • Same low rate** on purchases and cash advances
  • Visa Purchase Alerts and Automated Fraud Alerts
  • Visa Benefits such as Roadside Dispatch, Extended Warranty Protection, Travel and Emergency Assistance and more!

*Annual fee will be billed to October credit card statement. **Approved Annual Percentage Rate (APR) subject to credit worthiness.  APR will vary based on U.S. Prime Rate and may increase or decrease. Rates are determined and adjusted monthly on the first business day by adding a Margin to the highest U.S. Prime Rate published in the Wall Street Journal on the first day of the previous month. The Margin for the Secured card will be 13.99%. The card APR will not exceed 17.99%.  A credit card may not be issued to consumers younger than 21 unless the written application includes: (i) an individual cosigner age 21 or older; or (ii) consumer submission of financial information indicating an independent means of repaying any credit obtained. Other restrictions may apply.

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