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We have the new standard for earning more.

Is your credit card life a little dull? Add the Lime. It’s Refreshing!

Earn Unlimited 1% Cash Back on purchases and balance transfers!

Use your LimeRewards Visa credit card for everyday purchases to earn rewards. Plus, earn rewards when you transfer a high-rate balance from a third-party creditor to your Carolina Trust LimeRewards card. Now that’s Lime with a lot of appeal!

For each dollar in purchases and balance transfers, you’ll earn 1 point. Use your points for 1% cash back or redeem them for popular gift cards, premium merchandise, or travel.* There’s no limit to the number of points you can earn.

The versatility of LimeRewards brings a twist to cards with benefits

We’re not just offering you cash back for gas and grocery purchases – oh no – you’re getting rewarded for everyday purchases you make every day in person and online. Plus, any external balances you transfer to your LimeRewards card earn points that you can exchange for 1% cash back, gift cards, merchandise or exciting travel rewards. We know … this card is lime-azing!

Cash back redemptions are directly deposited to your Carolina Trust savings or checking account when you’re ready to exchange your points for a $50 minimum. Or maybe, you’d rather put your points toward a girls’ weekend trip, a gas card for your high schooler or the latest tech gadget you’ve been eyeing. That’s the beauty of options!

And did we mention the Bonus Points?

Bring in the bonus points when you shop the Rewards Mall with your LimeRewards Visa credit card. Earn merchant provided bonus points on hundreds of popular brands from well-known retailers. Apply today for a rewards card that works as hard as you do.

  • 0% introductory APR** for the first 12 months
  • No annual fee
  • Same low rate on purchases and cash advances
  • Visa Purchase Alerts and Automated Fraud Alerts
  • Visa Benefits such as Roadside Dispatch, Extended Warranty Protection, Travel and Emergency Assistance and more!

To manage your credit card account, sign up for free card eStatements, shop the LimeRewards Mall, and redeem your points, simply log on to Carolina Trust Digital Banking. From the security of digital banking, you can select your Visa account and get started.

Apply Now View Rates

*LimeRewards cardholders receive 1 point for every dollar in net purchases and balance(s) transferred from an external third-party creditor.  Points may be redeemed for the following: (1) cash back at the prescribed Program rate; (2) to order gift cards or the merchandise described on the Program rewards website accessible via Carolina Trust digital banking login; or (3) Travel rewards as identified on the Program rewards website and/or your Program materials. Eligible cash back redemptions may be credited to the cardholder’s CTFCU account via a direct deposit or as a CTFCU Visa statement credit. Non-qualifying transactions include: cash advances, ATM withdrawals, convenience checks, balance transfers, and any PIN (Personal Identification Number) transactions, except as otherwise permitted in special promotional offers.  Other restrictions apply and may vary based on redemption option and delivery method.
**Approved Annual Percentage Rate (APR) and credit limit subject to credit worthiness.  Following any promotional rate, APR will vary based on U.S. Prime Rate and may increase or decrease. Rates are determined and adjusted monthly on the first business day by adding a Margin to the highest U.S. Prime Rate published in the Wall Street Journal on the first day of the previous month. The Margin, which will range from 6.99% to 15.99%, is determined based on credit history evaluation and the qualifying card selected.  The card APR will not exceed 17.99%.  A credit card may not be issued to consumers younger than 21 unless the written application includes: (i) an individual cosigner age 21 or older; or (ii) consumer submission of financial information indicating an independent means of repaying any credit obtained. Other restrictions may apply.

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