We’ve Got a Loan for That!
Maybe you’re considering a cosmetic procedure or braces for the kids, need to pay Fido’s vet bill, or just ready to replace your not-so-gently-used recliner. Sometimes, you need a little extra money for life occurrences, and we get it. Whatever it may be, don’t worry— we’ve got a loan for that.
- No collateral required
- Flexible repayment terms*
- $500 – $2,499, max term is 24 months
- $2,500 – $4,999, max term is 36 months
- $5,000 – $9,999, max term is 48 months
- $10,000 and above, max term is 60 months
- No penalty for early payoff
Every day, we do our best to plan for anticipated and unexpected expenses. Personal Loans can help you pay for whatever priorities develop.
| Type | Features and/or Approximate Term* | Annual Percentage Rate (APR)* |
|---|---|---|
| Personal Loan | up to 24 months for $500-$2,499 | as low as 8.75% APR** |
| 36 months for $2,500-$4,999 | as low as 8.75% APR** | |
| 48 months for $5,000-$9,999 | as low as 8.75% APR** | |
| 60 months for $10,000 or more | as low as 8.75% APR** |
These rates were last reviewed and/or updated on 07/04/2025.
*The approximate term used to calculate payments for the Credit Union’s loan products. Loan approval and approved Annual Percentage Rate (APR) are subject to credit worthiness.
**Advertised APR includes a 0.25% rate reduction for automatic draft. Advertised rates are subject to change without notice. Contact a Carolina Trust loan specialist for more details. Financing Example: A personal loan of $10,000 at 8.75% APR for a term of 60 months would result in a monthly payment of approximately $206.37.
Repayment terms from 24 months to 60 months.
