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Straightforward, simple credit – essentially everything you need in a credit card.

The LimeEssentials card offers highly competitive rates and terms.

When life gives you lemons, reach for your Lime.

Sometimes, unexpected expenses arise, and we find ourselves faced with emergency repairs, a large vet bill, or unplanned purchases. The LimeEssentials card gets back to basics, so you can focus on paying down your card balance at the lowest possible rate.

With LimeEssentials, you can confidently make purchases large and small knowing that you’re not paying extra for frills you won’t use. Lime is the new essential. Apply today.

  • 0% introductory APR* for the first 12 months
  • No annual fee
  • Same low rate on purchases and cash advances
  • Visa Purchase Alerts and Automated Fraud Alerts
  • Visa Benefits such as Roadside Dispatch, Extended Warranty Protection, Travel and Emergency Assistance and more!

To manage your credit card account and sign up for free card eStatements and Automated Fraud Alerts, simply log on to Carolina Trust Online Banking and select your Visa account to get started.

Apply Now View Rates

*Approved Annual Percentage Rate (APR) and credit limit subject to credit worthiness. Following any promotional rate, APR will vary based on U.S. Prime Rate and may increase or decrease. Rates are determined and adjusted monthly on the first business day by adding a Margin to the highest U.S. Prime Rate published in the Wall Street Journal on the first day of the previous month. The Margin, which will range from 4.99% to 14.99%, is determined based on credit history evaluation and the qualifying card selected. The card APR will not exceed 17.99%. A credit card may not be issued to consumers younger than 21 unless the written application includes: (i) an individual cosigner age 21 or older; or (ii) consumer submission of financial information indicating an independent means of repaying any credit obtained. Other restrictions may apply.

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