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This loan type is designed for those who have little to no credit and are ready to embark on the purchase of their first automobile. This loan comes with a low rate, manageable terms and is an excellent way to establish a credit history.*

  • Down Payment only 5%**
  • Maximum 60 month term***
  • Maximum $25,000 loan amount
  • No Cosigner Required
  • No Credit History Necessary

First time buying a car? Check out the free BalanceTrack Financial Toolkit to help determine what you can afford for a down payment and total monthly expense. Contact our loan department for rate information at 843.448.2133, ext. 2 or click below to apply online.

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*Loan approval and approved Annual Percentage Rate subject to credit worthiness within loan program parameters.
**Cash down payment of 5% of the purchase price excluding any rebates or trade in allowance.
***If payment protection products are added, maximum loan payment is 66 months. 

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