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Remain Alert

We have been made aware that counterfeit Carolina Trust FCU official checks are in circulation. Please notify us immediately at if you believe you have received a counterfeit check.

Visit the link below for information on how to protect yourself from counterfeit check scams:

Secret Shopper Scams

Visit the links below for information on how to protect yourself from secret shopper and gift card scams:

We encourage you to remain vigilant against fraudulent email and phone calls. Identity thieves are phishing for people’s personal information and playing on vulnerabilities during this time. Stay alert, and never give out your personal or account information by clicking on a link or talking to a caller whose identity you cannot verify. Remember, if we call you about a service request, our Carolina Trust representative will be able to verify your initial online request to us. Carolina Trust representatives will not request your account information through text or over the phone.

Text Message Scams

You’ve probably heard about phishing, where criminals attempt to steal your personal information via email. With the popularity of texting, fraudsters are attempting to dupe victims via text, too. It’s called SMS phishing, or “smishing.”

  • Smishing, similar to phishing, is when scammers send a text to trick you into giving away personal information.
  • Don’t click any links in text messages that you’re not sure about or respond back to the smishers.
  • Contact your bank or credit card company directly to confirm that the text came from a trusted source before sharing any account information.
  • Report smishing texts to your mobile provider by texting 7726.

Carolina Trust representatives will never encourage members to buy crypto currency on our social media platforms. Please be aware of any post or review encouraging you to do so. 

The most common types of scams will target you through fake emails, text messages, voice calls, letters or even someone who shows up at your front door unexpectedly. No matter which technique the scammer uses, you may be:

  • Instructed to not trust Your credit union, or to respond to questions in untruthful ways
  • Pressured to send money
  • Threatened with law enforcement action
  • Told to purchase gift cards and provide codes as a form of payment
  • Asked to cash a check for a stranger or send money via wire transfer or another payment app.
  • Asked to deposit a check that overpays for something you’re selling, then send the difference elsewhere

Visit the links below for additional information on how to protect yourself from scam artists and identity thieves:

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