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Joining Carolina Trust is easy!

We have been putting people ahead of profits since 1958, and invite you to check out what #CreditUnionLife® is all about! Becoming a member of Carolina Trust means you’ll become part owner – and part of our Credit Union family.

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Ready to Join?

Select the method that is most convenient for you. All you need to get started is a $25 initial deposit to your Primary Savings (Share) account. This is not a fee but simply the minimum deposit required to keep the account open and establish member ownership in the Credit Union.

Apply Now


Apply online from your computer or mobile device. Our online application is safe, secure and easy to use.


Download, complete and print our Membership Account Application and have it notarized. Then, mail it to us with proof of identification and a check for at least $25 to cover your initial deposit.

  • Carolina Trust Federal Credit Union
    PO Box 780004
    Myrtle Beach, SC 29578-7804

Visit a Branch

Visit one of our 7 branch locations and a Member Service Representative will be glad to help you apply for membership.

Book an Appointment

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