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It’s the Visa credit card with mass appeal

Our low rates and robust reward options will have you head over peels for a Carolina Trust Lime credit card.

Choose from our Lime lineup:

LimeEssentials

The low rate, no-frills credit card for people who typically carry a balance and want the lowest available rate.

Apply Now View Rates

LimeRewards

Perfect if you’re looking for a competitive rate with versatile reward options.

  • Get unlimited 1% cashback on everyday purchases and third-party balance transfers
  • Use points for cash back, popular gift cards, premium merchandise or travel rewards and get merchant provided bonus points by shopping the Rewards Mall.**
  • Introductory 0% APR* offer for 12 months
    • After promotional period: Variable Rate, APR as low as 11.24%*
  • No annual fee
  • Same low rate on purchases and cash advances
  • Automated Fraud Alerts
  • See more LimeRewards credit card details

Apply Now View Rates

LimeRewards+

This Visa Signature card has it all – exclusive Visa benefits, our best cashback potential, and highly competitive rates and terms.

  • Get unlimited 1.5% cashback on everyday purchases and third-party balance transfers
  • Use points for cash back, popular gift cards, premium merchandise or Signature travel rewards and get merchant provided bonus points by shopping the Rewards Mall.**
  • Introductory 0% APR* offer for 12 months
    • After promotional period: Variable Rate, APR as low as 12.24%*
  • Get 3,000 bonus points for spending $2,000 in new purchases during the first 90 days
  • No annual fee
  • Same low rate on purchases and cash advances
  • Automated Fraud Alerts
  • See more LimeRewards+ credit card details

Apply Now View Rates

*Approved Annual Percentage Rate (APR) and credit limit subject to credit worthiness. Following any promotional rate, APR will vary based on U.S. Prime Rate and may increase or decrease. Rates are determined and adjusted monthly on the first business day by adding a Margin to the highest U.S. Prime Rate published in the Wall Street Journal on the first day of the previous month. The Margin, which will range from 4.99% to 15.99%, is determined based on credit history evaluation and the qualifying card selected. The card APR will not exceed 17.99%. A credit card may not be issued to consumers younger than 21 unless the written application includes: (i) an individual cosigner age 21 or older; or (ii) consumer submission of financial information indicating an independent means of repaying any credit obtained. Other restrictions may apply.
**LimeRewards cardholders receive 1 point and LimeRewards+ cardholders receive 1.5 points for every dollar in net purchases and balance(s) transferred from an external third-party creditor.  Points may be redeemed for the following: (1) cash back at the prescribed Program rate;(2) to order gift cards orthe merchandise described on the Program rewards website accessible via Carolina Trust online banking login; or (3) Travel rewards as identified on the Program rewards website and/or your Program materials. Eligible cash back redemptions may be credited to the cardholder’s CTFCU account via a direct deposit or as a CTFCU Visa statement credit. Non-qualifying transactions include: cash advances, ATM withdrawals, convenience checks, and any PIN (Personal Identification Number) transactions, except as otherwise permitted in special promotional offers.  Other restrictions apply and may vary based on redemption option and delivery method.

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