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Make your home more energy efficient.

Replacing old HVAC units with a newer system, encapsulating a crawl space, or repairing your roof or windows can get pricey. A Home Smart Loan from Carolina Trust makes paying for any residential energy efficient investment more affordable! With low rates and flexible terms, you’ll help make your home’s energy bill and carbon footprint smaller.

    • Borrow up to $25,000
    • Low loan rates*
    • 48, 60, or 72 month terms
    • First payment can be deferred for up to 60 days**

*Loan approval and approved Annual Percentage Rate subject to credit worthiness.
**First payment deferral is optional. If you defer your first payment, your monthly interest payment may be higher than non-deferred payments. Interest charges will continue to accrue at the agreed rate stated in loan agreement. 

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