Accidental Death & Dismemberment

Accidents can happen anytime. Don’t leave them unprepared.

Your untimely accidental death could leave your family with long lasting financial burdens. Accidental Death & Dismemberment Insurance can help give them a safety net.

How does it work?

As a member of Carolina Trust you are eligible to enroll for $1,000 of no-cost TruStage^® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D Insurance can pay your beneficiary a cash benefit if you die in an accident. It also pays benefits if you are hospitalized or suffer dismemberment due to a covered accident.

What’s covered?

Once you enroll, AD&D Insurance pays a cash benefit to your beneficiary if you die from a covered accident or you suffer a covered serious injury. Credit union members ages 18 and over can also choose to increase your protection (Member Only Plan) or your family’s (Family Plan) with up to an additional $300,000 in coverage.