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Convenience that’s designed to earn you more.

We’ve got the checking solution that gets you out of line at the branch and back to more important things.

Take your time back.

Between kids, work and life it seems like there are less hours in the day to get all the errands run and done. We can help you have one less thing on your to-do list. With Direct Checking, any recurring payment gets directly deposited in your account automatically so you don’t have to wait in the teller line. It’s faster, safer and convenient. Plus, this account earns dividends!

    • Get all the benefits of Free Checking
    • Electronically deposit any recurring payment including payroll, pension, social security and more.
    • Earn dividends with a qualifying balance
    • No monthly service fee
    • Automated Fraud Alerts
    • Available Overdraft Line of Credit

Even checking accounts can make your money work hard.

It’s not every day you find a checking account that pays dividends. At Carolina Trust, we we’ve got one! With Direct Checking, all you need is a monthly balance of $250 to earn dividends that compound monthly. It’s just one of the many perks you get when you bank with us.


Required Minimum BalanceMonthly Service ChargeInterest Bearing
NONENONEWith $250 Minimum Balance

Apply Now

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