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Annual Meeting on Thursday, April 23rd 2020

The 2020 Annual Meeting for Carolina Trust will be held on Thursday, April 23rd at 3:00pm at our Myrtle Beach branch, located at 1010 21st Avenue North. The meeting is open to all members of the Credit Union. We hope you’ll join us to learn more about the state of your Credit Union.

Hurricane Preparedness

Hurricane Season will be here before you know it, and we want to make sure that you’re prepared. Now is the time to ensure that you have everything that you will need in the event of an emergency. Don’t wait until its too late!

Click here for tips on creating a hurricane plan for you and your family!

CTFCU Is Here For You

Governmental Affairs Conference (GAC)

Members of the Carolina Trust leadership team attended the CUNA Governmental Affairs Conference, which allows Credit Union leaders all over the country to join at Capitol Hill and advocate for the credit union movement. At our core, we are people helping people, and   GAC provides us with the opportunity to help our members by taking their financial concerns directly to state legislators.

National Random Acts of Kindess Day

In honor of Random Acts of Kindness Day on February 17th, Carolina Trust employees visited Autumn Care of Shallotte and delivered Valentine’s Day cards, candy, flowers and reachers to the residents.

Coastal Carolinas Association of Realtors New Member Breakfast

Carolina Trust was proud to sponsor the Coastal Carolinas Association of Realtors New Member breakfast, where our mortgage team had the opportunity to speak with the newest agents.

News and Updates

IRA Contributions and Considerations

The SECURE Act, which became law on December 20, 2019, made a major change to the RMD rules. If you reach the age of 70½ in 2019, the prior rules apply and you must take your first RMD by April 1, 2020. If you reach 70 ½ in 2020 you must take your first RMD by April 1st of the year after you reach 72.

For more information: topics-required-minimum-distributions-rmds

IRA, Roth IRA, HSA, and Coverdell Education Accounts Prior Year Contributions:

If you did not maximize your contributions in the prior year, the IRS allows you to make a contribution in the current year and apply it to the prior year, provided   you make the contribution by the tax deadline, April 15.

7 Mistakes to Avoid with your Debt Consolidation Loan

If you are considering taking out a  debt consolidation loan, it’s imperative not to make financial missteps along the way. These seven rank among the most prevalent and unfortunate errors by borrowers.

In-School Banking

Carolina Trust representatives will be at Seaside Elementary School on Wednesday, March 25th from 7:00am-7:30am to collect in-school banking deposits from Carolina Trust Goal  Club Account Holders.

Free Webinar – Repaying Student Loans

Student loans can put a heavy burden on monthly finances, sometimes rivaling the cost of a mortgage. These days there are many options to help repay these loans. This webinar will teach attendees about the choices available.

*Reminder: Carolina Trust is your BALANCE provider.


Credit Union Youth Month is coming soon! During the month of April, Goal Club Account Holders can stop into any of our branch locations for a free gift.

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