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Our roots began serving those who serve.

We’ve been putting people ahead of profits since 1958 – it’s not a slogan – it’s in our not-for-profit financial cooperative DNA.

Our History

Carolina Trust’s story began in 1958 as Myrtle Beach Air Force Base Federal Credit Union, serving the financial needs of military personnel and civil service employees.

With a desire to expand our service reach and directly influence the financial opportunities for individuals, families and small businesses in surrounding communities, the Credit Union applied for and received a Community Charter. In October 2001, we began serving those who live, work, worship, volunteer or attend school in Horry, Georgetown, Marion, Williamsburg, and southern Florence County. Carolina Trust was thrilled to remove membership barriers so that more people could experience the Credit Union difference and a lower-cost banking alternative. Then, in 2018, we broadened our service area even further by expanding into Brunswick County, NC – less than 2 miles away from our Little River branch.

Our Mission

Preserving our past, improving our present, building our future: owners serving owners.

Our mission statement is a reminder of why our Credit Union was formed —

  • To remain true to our not-for-profit roots where people help people and we put members’ needs ahead of profits.
  • To seek innovative ways to provide secure, reliable and convenient services and consumer-friendly accounts to members who have unique financial needs.
  • To ensure our viability through relationship building, financial education, community outreach and a celebrated workplace environment.

Who We Are

At our core, we are people helping people.  Since 1958, we’ve been helping people achieve their financial goals, small businesses get the financing they need, and our employees expand their career potential. Additionally, we actively support our local schools and charitable organizations. We want our members and employees to feel good about the good we do in their communities, and we will continue to build this reputation one relationship at a time.

Carolina Trust believes that before trust will be reciprocated, it must be earned with time, consistency and authenticity. We’re the trustworthy faces you see around town, and we’re proud of our Credit Union heritage of owners serving owners.

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