The holidays are a busy time, especially for your wallet! Perk up your holiday budget with this special loan offer. Utilize low APR to pay off things like presents, holiday meals, or inflated utility bills from all those outdoor lights and out of town guests! Whatever your holiday needs may be, Carolina Trust has you covered.
For a limited time, apply for a Holiday Loan with a fixed rate as low as 7.99% APR* for 12 months. This loan does not qualify for any interest rate reductions. This promotion ends on 12/24/25.
| Type | Features and/or Approximate Term* | Annual Percentage Rate (APR)* |
|---|---|---|
| Holiday Loan | up to 12 months for $500-$1,200 | as low as 7.99% APR |
These rates were last reviewed and/or updated on 11/26/2025.
*The approximate term used to calculate payments for the Credit Union’s loan products. Loan approval and approved Annual Percentage Rate (APR) are subject to credit worthiness. Advertised APR includes a 0.25% rate reduction for automatic draft. Advertised rates are subject to change without notice. Contact a Carolina Trust loan specialist for more details. Financing Example: A personal loan of $1,200 at 7.99% APR for a term of 12 months would result in a monthly payment of approximately $104.38.
