Commercial Loan Calculator

Use this calculator to estimate your debt service coverage with a new commercial loan. If your debt service coverage is greater than 1.25, including your new loan payment, you have a good chance of being approved.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency

Carolina Trust Federal Credit Union is committed to the accessibility and usability of our website for everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at ada@carolinatrust.org. All products and services available on this website are available at Carolina Trust Federal Credit Union branches.

NMLS # 410644

Carolina Trust periodically makes updates to our system. When possible, we will communicate the time of these updates and services we anticipate being impacted. Digital and Phone Banking may be down temporarily beginning Sunday, July 19th from 1:00AM EST until approximately 7:00AM EST. During this maintenance window, accountholders may be unable to authorize more than $505 in debit/ATM card purchases or ATM withdrawals, or 6 total transactions per 24 hours period, whichever comes first. We regret any inconvenience this temporary service interruption may cause.

Our Surfside Branch ATM is currently out of service while repairs are being made. We apologize for any inconvenience. Please click below for alternative ATM locations.

Branch & ATM Locations