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Our Locations

We have 7 convenient locations to serve you! Additionally, we have 12 area ATM locations, most of which accept cash and check deposits for your convenience.

All 7 branches offer notary services, and all Carolina Trust ATM locations are deposit capable with the exception of the Johnsonville branch ATM (422 N Georgetown Hwy) and the CCU campus ATM (100 Spadoni Park Circle in the Lib Jackson Student Union building).

1010 21st Avenue North Myrtle Beach, SC 29577
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4254 Holmestown Road Myrtle Beach, SC 29588
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1610-C Highway 17 South Surfside Beach, SC 29575*
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1602 Highway 17 Little River, SC 29566
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2518 Main Street Conway, SC 29526
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422 North Georgetown Highway Johnsonville, SC 29555
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219 West Main Street Lake City, SC 29560
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*No Drive Thru

Branch Hours

  • Lobby
    Monday – Friday 8:30 am – 5:00 pm
    Friday Surfside Beach Lobby Hours 8:30 am – 6:00 pm
  • Drive Thru
    Monday – Thursday 8:00 am – 5:00 pm
    Friday 8:00 am – 6:00 pm


  • New Year’s Day – January 1, 2024
  • Martin Luther King, Jr. Day – January 15, 2024
  • President’s Day – February 19, 2024
  • Memorial Day – May 27, 2024
  • Juneteenth Independence Day – June 19, 2024
  • Independence Day – July 4, 2024
  • Labor Day – September 2, 2024
  • Columbus Day – October 14, 2024
  • Veteran’s Day – November 11, 2024
  • Thanksgiving Day – November 28, 2024
  • Christmas Day – December 25, 2024

CO-OP Shared Branch and ATM Network

We’ve got you covered if you’re not near a Carolina Trust branch or ATM location.


  • CO-OP Shared Branch: Carolina Trust belongs to the CO-OP Shared Branch Network. This enables Carolina Trust members to conduct financial transactions from thousands of credit union locations across the U.S. just as you would from your hometown Carolina Trust branch. Locate a CO-OP Shared Branch below.
  • CO-OP ATM: If a Carolina Trust ATM is not nearby, don’t worry! We belong to the CO-OP ATM network which provides members surcharge-free access to almost 30,000 ATMs nationwide.* CO-OP ATMs are located in restaurants, retailers, and at other credit union branches. Use the locator below to find a CO-OP ATM near you or where you may be traveling.

*The ATM owner does not charge a fee, but a small Carolina Trust foreign ATM fee will apply.

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