It is extremely easy to join our unique, not-for-profit financial cooperative. We serve individuals and business owners who live, work (conduct business in), worship, volunteer or attend school in Horry, Georgetown, Marion, Williamsburg or Florence County (south of Lynches River), SC and Brunswick County, NC. Relatives of members are also eligible to join.
When joining Carolina Trust Federal Credit Union, you will need to open a savings account with a minimum balance deposit of $50.00 (for business account holders). All new Credit Union members are required to complete a Membership Application as well as a Business Resolution Agreement when opening a business account. These forms will be provided to you by a Carolina Trust Representative.
For any questions related to Business accounts or loans, please contact our Business Services team.
If you are opening a Business checking account, please be prepared to provide the following information:
| Information needed by Carolina Trust | Sole Owner/Proprietorship | Corporation | Limited Liability Corp | General Partnership | Limited Partnership/Liability Partnership | Association/Non-Profit Organization |
|---|---|---|---|---|---|---|
| Social Security Number for Any Authorized Signer | • | • | • | • | • | • |
| Driver's License for Any Authorized Signer | • | • | • | • | • | |
| Tax Identification Number (TIN) | • If Applicable | • | • | • | • | • |
| Business License | • | • | • | • | • | • |
| Articles of Incorporation | • | • | ||||
| Articles of Organization (LLC-1) | • | |||||
| Operation Agreement | • | |||||
| Partnership Agreement | • | |||||
| Limited Partnership Agreement with All Amendments | • | |||||
| Corporate/Organization Resolution for Authorized Signers | • | • | ||||
| Meeting Minutes Stating Account Opening Instructions | • | |||||
| Minutes Authorizing Signers and Confirming Non-Profit Status | • | |||||
| Assumed Name Certificate | ||||||
| Certified Copy of Resolution | ||||||
| Certificate of Limited Partnership/ Limited Liability Partnership | ||||||
| Certificate of Good Standing from Secretary of State | • | • | • | • If Applicable |
