It is extremely easy to join our unique, not-for-profit financial cooperative. We serve individuals and business owners who live, work (conduct business in), worship, volunteer or attend school in Horry, Georgetown, Marion, Williamsburg or Florence County (south of Lynches River), SC and Brunswick County, NC. Relatives of members are also eligible to join.
When joining Carolina Trust Federal Credit Union, you will need to open a savings account with a minimum balance deposit of $50.00 (for business account holders). All new Credit Union members are required to complete a Membership Application as well as a Business Resolution Agreement when opening a business account. These forms will be provided to you by a Carolina Trust Representative.
In addition to the following Documentation, a copy of Driver’s License for All Authorized Signers is required.
If you are opening a Business checking account, please be prepared to provide the following information:
| Information needed by Carolina Trust | Sole Proprietorship | Corporation | Partnership | Limited Partnership/Liability Partnership | Limited Liability Company | Unincorporated Association/Organization (Religious Charitable, Educational, or Tax Exempt) |
|---|---|---|---|---|---|---|
| Social Security Number for Any Authorized Signer | • | • | • | |||
| Driver's License for Any Authorized Signer | • | • | • | • | • | • |
| Tax Identification Number (TIN) | • If Applicable | • | • | • | • | • |
| Business License | • | • If Applicable | • | • | • | • |
| Articles of Incorporation | • | • | ||||
| Articles of Organization (LLC-1) | • | |||||
| Operating Agreement | • | |||||
| Partnership Agreement | • | |||||
| Limited Partnership Agreement with All Amendments | • | |||||
| Corporate/Organization Resolution for Authorized Signers | • | • | • | |||
| Meeting Minutes Stating Account Opening Instructions | • | |||||
| Minutes of meeting stating instructions to open account & confirming non-profit status | • | |||||
| Certificate of Limited Partnership/ Limited Liability Partnership | • | |||||
| Certificate of Good Standing from Secretary of State/Evidence of corporate existence if applicable | • | • | • | • If Applicable |
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| Certification signed by secretary authorizing signatory | • |
